Even then, banks' capital ratios fell by about four percentage points.

即便如此，银行的资本比率仍下降了约4个百分点。

At around 13%, their risk-weighted capital ratio is far above the new global norms and some 60% higher than before the crisis.

美国这些大银行的风险加权资本比例大约为13%，远高于国际规范，并且比危机之前高约60%。

All 31 of the banks, including Bank of America, JPMorgan Chase and Wells Fargo, passed the Fed's baseline scenario, meeting their minimum capital ratios, though the aggregate ratio, a cushion against losses, fell from 12.7% to 9.9%.

所有31家银行，包括美国银行、摩根大通和富国银行，都通过了美联储的基线情景，满足了最低资本比率要求，尽管总比率，也就是抵御损失的缓冲，从12.7%降至9.9%。