Naomi Zewde of the City University of New York finds that baby bonds could substantially reduce racial wealth gaps among young people.

纽约市立大学的Naomi Zewde发现，小额债券可以从实质上减少年轻人之间的种族财富差距。

Others point to " baby bonds" , which would be targeted at poor children and help them pay for university or to start up a business.

一些人则指向“小额债券”，以贫困家庭的孩子为目标，帮助他们支付大学学费或创业。